Setting things Up
On September 14, 2017 I got a text message from (724) 242-0422 to click on a link because: "Casio wrist watch will like to put a small sticker on your CAR OR TRUCK and pay's you $500 weekly, click on this link for details"
The link took me to a survey which I filled out.
Shortly afterwards I got the following emails:
|Date:||Thu, September 14, 2017 4:16 pm|
Congratulations, I am happy to inform you that you have successfully been entered into the paid to drive by G-Shock Promotion Mix program. An expert, who will meet you has been allocated to install the decals on your car. You will therefore receive your payment alongside the money that will be paid to the national car Specialist(expert) in the mail. So when you get the payment, you will take out your first week pay of $500 and give the rest to the Specialist. This is to afford mutual relationship between you and the Specialist. A check of $2170 would be mailed to you to cover your money and the Specialist money. In view of this,
Please confirm the following details:
*How long do you intend to carry the advertisement on your car? One(1) month, two(2) months or three(3) months?
*Do you use your car everyday?Also reconfirm your name and address as it should be on the check, where your payment should be mailed. You are to be checking your email daily for updates and while your check will arrive in the mail. Regards
A couple of days later I got this email:
|Date:||Tue, September 19, 2017 3:16 pm|
We like to bring to your notice that our representative have mail out payment to you and we have been informed that Payment of $2170 was send to you that will cover the decal expenses and your first week payment via USPS with the Tracking #940550...320131979711 it will deliver to you today or tomorrow.
© 2017 CASIO AMERICA, INC.
How the Scam Works
Typically a bank will clear a check 24 hours after you deposit it - if you have good credit. However, it doesn’t mean its safe. The bank can still cancel the transaction and the consumer will be personally responsible for and funds withdrawn on the bad check.
The bank may file criminal charges if you had criminal intentions if you knew it was a fake check.
You best bet is to take an unknown check to a teller and have them verify it. Simply explain the situation and a good bank will take their time to check it out. (This is the advantage of using a small bank where the people know you.)
Time is not on their side
The scammers know they have a small window of opportunity between when the check clears and when the bank takes action. Its their job to get as much cash as they can and as quickly as possible.
Oh and there's no insurance here. If you go through the scam and send money then the check gets bounce you are out of luck.
Thursday, September 21, 2017 (Day 1)
Day 1 - I guess they checked the tracking number, because I started getting text messages:
Hello XXX how are you doing today? i got your email concerning our check you received. Go ahead and have the check deposited and text me back for more information.
I’ll deposit the check this afternoon. Do I need to bring my car to a particular location?
Okay our specialist will come to your location to wrap your car for you... once you deposit the check withdraw out the fund . you will send the rest of the money to the specialist that will come and wrap your car.
I don’t need to schedule an appointment for this?
Once you send the money to the specialist information i will send to you via Walmart.. they will contact you to schedule the appropriate time you will be available with you.
Where am I sending the funds to?
Once I cash the check, what do I do with the remaining funds?
Yes you are to send the remaining money via walmart to.... Specialist Name: Ryan Tannehill......Specialist Address: 1500 Rankin Rd,, ARLINGTON Texas 76015. Once you send the money just take the picture of the receipt and send it to me here. via MMS
Via Walmart? You mean the USPS mail?
Ryan Tannehill is the one that will be doing the work?
Yes you are to send the money via walmart.. you will go to walmart store and tell them you want to send money to someone.
Why wouldn’t I just mail Ryan a check? Wouldn’t that be cheaper and easier?
I can get a Banker’s check.
Ok went to the bank will have to wait 24 hours for the check to clear before going to Walmart. Where do I go in Walmart to send the month?
Send the money (not month. )
Just go to the walmart and they will direct you walmart money sending where you will have the money send.
Friday, September 22, 2017 (Day 2)
Day 2 - The Scammer is pushing for me to make sure that the check cleared then once I have some of the 'cash' in hand to send them something.
Hello how are you doing today? I hope the fund will have be available in your account by now.
Just checked the bank and it hasn’t been posted yet.
Okay you can check latter in the evening.
Hello have you check your account now?
Yes. It looks like the check cleared.
I'll go to the bank and get the cash to pay Ryan.
Okay good what time are you going to the bank?
Just got back. They were closed and I have a $600 cap on my ATM withdrawal. So I'll have to get the remaining tomorrow morning.
Okay you know what... You will have to go and send the $600 via walmart to the information i will send to you now... their representative need the money to wrap some cars now..Let me know once you get to the walmart so that i can send you the information.,/p>
I will do it tomorrow. No sense to make two trips.
I already have the info.
They need the money today to wrap some cars there.. remove 20$ for your gas their representative need the money at California now... Name: Richard Smith...state: california city: redding.....Zipcode: 96003
What about ARLINGTON Texas 76015?
That is their representative information you will send the $600 to tonight.. they need the money right now to buy some materials to finish wrapping some cars there.
You will send the remaining balance to Texas tomorrow.
There's only one RIchard Smith in Reddin CA?
I recall the terms about rush service.
I don't recall rush service as part of the terms.
Am so sorry for the rushing.. i just got their text that they need the money now... Am really sorry dont forget to deduct $20 for your gas.
I'll see what I can do.
Okay thanks so much...
Please take the picture of the receipt and send it to me here via MMS once you send the money now so that i can forward it to them.
Saturday, September 23, 2017 (Day 3)
Day 3 - The Weekend starts, but all they want to do for me to send the money.
Good morning XXX... when are you going to send the money to the specialist so that they can schedule time with you.
I am at soccer practice now. Should be done by 11:15, that will give me time to go to the bank.
I have two games to coach starting at 10:30.
Okay i understand ....You will have the money send to Richard Smith in Ca... if there is any CVS near to you there you can send the $600 thorugh CVS now.
Hello XXX... I have not get any information from you yet?
Having a late lunch. We had an incident on the soccer field today and I had to spend some time with one of my players at the hospital.
Sending money via Walmart was pretty low priority given the challenges one of my players faced this morning.
Ohh sorry to hear that... How is health now?
Hello any update yet? Those specialist has been waiting to hear back from us.
Really there’s no other customers?
Bank is closed and I have $400 left over in cash.
Okay go and send that at Walmart to Richard. You can withdraw the rest at your ATM tomorrow to send it
any update yet now ?
No update. Eating dinner.
When are you going to have the money send today?
Not sure if I can. I have six different things that I need to get done tonight.
Quite possibly Monday.
Isn’t Western Union closed on Sunday?
Western union don't close on Sunday.. They are working 24hrs
Or you can have it send via CVS machine nearest to you there.
Or can you transfer the money into the specialist Bank of America account?
Sunday, September 24, 2017 (Day 4)
Day 4 - I ruin everything by having a day away from any Walmart or Bank.
Good morning how has your night bin?
Good got up early to spend time with friends at the Big E. http://www.thebige.com
You are not making any effort to send the money to the specialist.... They are in need of the money and when do you want them to come and wrap your car.
Monday, September 25, 2017 Day 5
Day 5 - At Work, but it doesn't matter, they just want "their" money.
Hello what is going on concerning the specialist money?
I am in Boston right now. I’ll head down to the Bank at Copley Square and then to CVS to do the transfer. Probably after my 2:30 meeting.
I assume that CVS has a money transfer.
I will send the money to Ryan Tannehill as you requested on Friday.
Yes you can send it via CVS or Walmart.
There’s no Walmart in the City of Boston.
Okay you can send it via CVS... Send $750 to Richard smith in CA and send the rest to Texas via CVs and take the picture of the receipts and send it to me
Ok, will do.
I assume after that we can talk about the installation? Seems weird to send the money to TX and CA, when the specialist will be installing it in MA.
Yes they specialist have their representative in MA that will come to your house to wrap your car.
Since they are a large organization, do they have a website where they showcase their work?
I did a search in Redding, CA and didn’t find any company.
Yes they are large organization which we assign to work with our products only.
So no Website to show off their work?
Yes they will shown you different type of decay once they get to you there.
I sent an email to Sierra Shelley about the specialist. Waiting for a response.
|Date:||Mon, September 25, 2017 1:05 pm|
Is there a website where I can see previous work that has been done by the representatives?
|Date:||Mon, September 25, 2017 2:29 pm|
Our specialist will come to your house with their Album and you will chose any type of decal you want them to place on your car.
|Date:||Mon, September 25, 2017 6:31 pm|
They will call you to schedule time with you.
On Mon, Sep 25, 2017 at 6:24 PM, <...@cryan.com> wrote:
There's no website work? Surprised in this age of technology, they don't have any online portfolio of their work.
In addition, how will I know the right specialist arrives?
|Date:||Mon, September 25, 2017 7:50 pm|
yes you are to send the money to the 2 specialist.. and once you send the money tomorrow our specialist will come on Wednesday to wrap your carOn Mon, Sep 25, 2017 at 7:24 PM, <...@cryan.com> wrote:
A couple more question...
In the original email, you mention one specialist. Now I have to send money to multiple specialists. Just want to make sure that is correct and that's all that needs to be done.
After the payment is completed. How are the weekly payment done via Western Union?
After I send out the money tomorrow, when will the appointment be scheduled?
Finally, are their any other customers in Massachusetts? Might be fun to get pictures of the cars together.
okay she will get back to you there
she said has reply your email and this is after 5pm there and i havent get any transfer details from you yet...
Not sure why sending money to various people is going to help me out.
Yes. I know I was holding the information based on the response. I am concerned that I am paying other people and my car isn’t going to get done.
In addition why is Money gram the only way to do transactions?
You can send the money via Western Union also... There are some others cars in your state which our specialist will come over to wrap.. you are delaying them with the payment... there a lot of people who are ready to start carrying the advert on their route.
I hope you understand now... and our specialist is waiting for information and the schedule time from you
I dont understand you any longer... I dont know why you will keep our money with you for so long since the check has clear... What is going on now...
You seem very concern about moving the money around than selling the wrapping services.
They need the money to buy those materials they will need to wrap those cars... You are just delaying their services
I though Casio was paying for everything. Thats who I assume was paying my weekly contribution. Now I am very concerned about how things will work post installation.
Like i have already explained to you... Yes Casio is paying for everything you are to deduct your first week payment which is $500 and send the rest to the specialist. so they can come over to your place by Wednesday to wrap your car.
Oooh Wednesday would be perfect. I suppose giving them cash on installation wouldn’t work?
They have to get the money as commitment before they will come.
Tuesday, September 26, 2017 (Day 6)
|Date:||Tue, September 26, 2017 8:28 am|
Yes your weekly payment will be received via western union or Direct Deposit to your account and there is some other customers in MA which our specialist will be wrap together with your car.
On Tue, Sep 26, 2017 at 8:19 AM, <....@cryan.com> wrote:
My car will not be available on Wednesday as it will be in the shop to fix a brake issue.
When is the next available date?
You haven't answered these questions, I am very suspicious that your intentionally ignoring the answers:
- After the payment is completed. How are the weekly payment done via Western Union?
- Are their any other customers in Massachusetts? Might be fun to get pictures of the cars together.
Good morning... How was your night?
Good night sleep.
What time are you going to have the money send ... You are to send all the money to Richard Smith because Ryan has been to another state to wrap some vehicles there.
I have to check my schedule, I know I have a 9am meeting. But Noon (Lunch Hour) is open. I guess I don’t need to eat lunch today.
Okay I will text you then
Hello XXX what is going on now?
In a Meeting.
So not all CVS can send money.
Waisted 20 minutes of my lunch time looking for a Western Union place.
You can send it via Walmart to Walmart.
There’s no Walmart in Boston.
Never sent a Western Union before.
Have you found Western Union Store... Just get there and tell them you want to send money and they will give you form to fill.
Yes, the form ask for a lot of personal information.
Social Security Number, Birth date.
At least the one that I saw.
Certainly not going to send that to you.
Ask them how to fill the form... We dont need your social security or your birth date.
They did in order to send the money, it asks for the Sender’s Date of Birth.
Driver License Number
You will show them your id card they will process everything for you.
Certainly not information that I thought I would have to give out.
Right, they put it on the form, and then who knows who will get that data.
Okay once they process everything they will give you receipt which you will take the picture and send it to me.
Then they asked me, “Have you met this person in person.”
That’s the problem. I don’t want to share that information.
Opens up a whole new window of Identity threat.
Person at Walgreens was very helpful in making sure I understand the form.
Look at the receipt there is no personal information paced on it... Your name and adrees will only be on the receipt also the 10 digit MTCN Number and amount sent.
I wasn’t able to get it done because there was a $40 fee to send $1,670. I didn’t have that money on me.
You never said anything about a fee.
>deduct the sending fee from the $1670 you are sending
Now you tell me.
you will send $1630
Any update yet?
Update? Um. I am at work. Did you want me to quit my day job?
I thought you have already send the money at western union?
Missed lunch because I was at Walgreens
No I said I didn’t have the $40 to send the money.
I told you to deduct the sending fee from the Money you are sending.
Right. I am at work. That was all during a very frustrated lunch break. While my co-workers were out celebrating a co-workers birthday, I had to go to CVS. Once I found out that they don’t have Western Union, I had to walk a couple of blocks to a Wallgreens.
What time will you get off from work in other to go and send it?
Yes, let me adjust my evening schedule for you.
Please hold while I make calls to cancel any prior plans.
Is there a reason why you didn’t tell me about the fee?
I forget to mention that to you there is no reason..
Hopefully no more surprises.
Haahaa... no more
I have left work and on the train going home.
Have you send the money?
No I haven’t. Pretty frustrated that I missed lunch today.
What is this all about now.. Do you know you are delaying our specialist you dont let them to carry out their duties . Since Friday you have the cash with you are delaying us.
There is Western union in EMANUEL SUPERMARKET 195 Hollis St Framingham, MA 01702-8607
and there is another one at DOMS VARIETY 269 Hollis St Ft3916 Framingham, MA 01702-8609 which you can have them money send there
I need your responds asap
Why do you need me to drop whatever I am doing? I’ll get to it when I get to it.
You have been giving us different excuses since Friday and you promise to get everything done today after you get off from work...
No I didn’t say I was going to get it when I got off work
This is what you said.... Yes, let me adjust my evening schedule for you.... Please hold while I make calls to cancel any prior plans..... So It doesent take you more that 20mins to send the money at western union
I was being sarcastic. I do have other responsibilities
Didn’t know I was in charge of financing the Promotion.
Guess I missed that in the terms.
We have other responsibilities also which we need to take care of rather been on this issue of sending money since last week Friday. Other people as been seeing us as incompetent because our specialist is unable to complete their jobs.
So what are you going to do now?
You need to send the money today.
Funny you had plenty of time to tell me that I needed money for the Western Union (since Friday) but left that bit out.
It was in the email we sent to you that you will deduct the sending fee out of the money you are sending to the specialist.
What are you going to do now.... We dont mind to give you your transport fare to go and have the money send today.
I need to hear from you... dont just keep silent for me.
I need to hear from you... dont just keep silent for me.
I can see this is how you normally behave everyday.... I think we need to call our bank to contact your bank tomorrow to revert our money because you are trying to play smart with our money.
|Date:||Tue, September 26, 2017 2:50 pm|
Why are you delaying our money with you there? You haven't send the money yet which our speciaist has been hope they will complete their job today. Is there anything Wrong?
Tuesday, September 27, 2017 (Day 7!)
All good things must come to an end.
|Date:||Wed, September 27, 2017 12:37 pm|
Thank you for letting us know about this opportunity. We are going to pass on this.